Critical illness insurance is a form of protection that can provide you with a lump sum payment if you suffer from a covered critical illness and the survival period is satisfied. The physical and emotional strain of a critical illness can be severe and when you combine that with the potentially damaging financial impact, the result can be devastating.
That’s where the critical illness benefit comes in—you are free to spend the money as you wish—such as to help cover lost income, to pay for private nursing or out-of-country treatment, for medical equipment or even to pay off your mortgage. It can help you where you need it most so you can focus all your energy on recovering.

A critical illness can happen to anyone:

• It is estimated there are over 70,000 heart attacks in Canada each year.
• There are between 40,000 and 50,000 strokes in Canada each year.
• An estimated 3,075 Canadians will be diagnosed with cancer every week.

Click here for a free Quote!

My Story... Louise
This video webcast is a poignant first-person account of the financial impact of a critical   illness:
Click here now to view the video

Manulife Financial
When your mortgage lender offers to sell you critical illness insurance, what will your answer be?
Discover what the differences are. click here now

Critical Illness Information

• Critical Illness Recovery Plan policy - What should you know about this product?
  Facing a critical illness can be one of the most difficult challenges in life. There is so much to consider from finding proper care to meeting your family’s day-to-day needs. The RBC Insurance® Critical Illness Recovery Plan™ policy is designed to help you
  when you need it most. read more »
  
  
• Critical Illness Recovery Plan policy - Why do I need Critical Illness Insurance? Individual lifestyle protection.
  Fact: Critical illness insurance provides a lump sum benefit to support you financially, upon the diagnosis and survival of any one of the covered critical illnesses. read more »
  
  
• Critical illness insurance - We're here for you. Providing support when you need it.
  Critical illness is something none of us wish to face. Yet it affects many of us, often when we least expect it. Securing the right insurance now while you’re healthy is one way to cover some of the unexpected expenses that could arise as a result of a critical illness. read more »

You may not want to even think about the possibility of your child becoming critically ill, but what if it does happen?

Would you want financial resources to:

• Take time off work and be with your child?
• Choose the care available?
• Focus on your child’s recovery and not other financial concerns?

Child Critical Illness pays a lump sum benefit if an insured child is diagnosed with one of 24 critical illness insured conditions, including 5 insured childhood-related conditions. The lump sum benefit is usually payable 30 days after the diagnosis of a covered critical illness insured condition as defined in the policy.

Click here for a free Quote!

The Overhead Expense Plan is a non-cancellable overhead expense disability insurance policy that can provide reimbursement of eligible business overhead expenses during total disability.

• You can purchase coverage that provides benefits for disabilities lasting either up to 12 or up to 24 months.
• Coverage availability varies by occupation and is based on the actual amount of your eligible monthly business expenses.
• If you are disabled, the Overhead Expense Plan may help you focus on recovery, retain valued staff, pay ongoing expenses and avoid financial downfall.