Critical Illness Insurance

Critical illness products provide a “unique sum living benefit” to help client associates protect their financial health following the onset of a serious illness. This enables the individuals affected to focus on their recovery and quality of life.These products provide a lump sum when an associate has been disabled from normal functioning as a result of one of the following severe illnesses (note that actual policy details will vary according to the insurance carrier chosen to provide coverage):

  • Heart Attack
  • Stroke
  • Multiple Sclerosis
  • Major Organ Transplant
  • Kidney Failure
  • Paralysis
  • Severe Burns
  • Loss of Speech
  • Motor Neuron Disease • Cancer
  • Coronary Artery Bypass Surgery
  • Alzheimer’s Disease
  • Parkinson’s Disease
  • Blindness
  • Coma
  • Deafness
  • Loss of Limbs
  • Occupational HIV Injury