The inability to work and generate income is one of the most concerning challenges facing individuals and their families. Not only is one faced with no income, but to make matters worse more income than normal is usually needed to cover the additional expenses that are typically associated with any illness and disability.
Look at the statistics:
- 1 out of every 3 individuals will be disabled for 90 days or longer at least once before age 65
- The average length of a disability that lasts over 90 days is 2.9 years